Among the 11 equity sub-categories, thematic funds received the highest net inflows at Rs 9,017 crore, followed by smallcap funds at Rs 5,721 crore and flexicap funds at Rs 5,698 crore.
Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.
Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
'The correction in the markets in the initial part of August provided investors a good buying opportunity.'
ICICI Prudential AMC has launched the ICICI Prudential Micro Systematic Investment Plan (MSIP) with a minimum investment of just Rs 50 per month.
'Understand your financial goals. Next, categorise them by size. Then evaluate your investment options.'
Mutual Fund inflows in FY25 have already reached two-thirds of the total inflows seen in the entire FY24, with net inflows standing at Rs 1.3 trillion.
Do you have financial planning queries? Ask rediffGURU Anil Rego.
If you lack an emergency fund or it is depleted, use part of your bonus to build or replenish it.
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'Gold prices thrive on volatility and more so when the stock markets trend downward.'
Equity mutual funds witnessed a remarkable surge in inflows to nearly Rs 4 lakh crore in 2024, more than double the amount recorded in the preceding year, reflecting strong investor confidence and a continued shift towards long-term investing, particularly through Systematic Investment Plans (SIPs).
Systematic withdrawal plans in equity funds can spell trouble in a falling market, points out Deepesh Raghaw.
Equity-focused schemes may perform better in a bull market, while debt-oriented ones may offer greater stability during volatile periods.
You can build your own retirement savings portfolio by investing in equity, hybrid and/or debt funds. Alternatively, you can also invest in retirement funds which provide asset allocation solutions for different investment needs and risk appetites, says Dwaipayan Bose
'Historically, equities have consistently outperformed debt, gold, property, and other assets over a reasonable period.'
Stopping SIPs during a downturn undermines the benefit of rupee-cost averaging.
While investing in a low priced micro-SIP may seem like a good idea, one must read the fine print before jumping in.
The number of active SIP accounts is nearing the 100 million milestone.
rediffGURU Vivek Lala answers your income tax and personal finance queries.
Mutual funds (MFs) managed a record Rs 66.2 trillion in assets during the July-September quarter, marking a 12.3 per cent increase over the previous three-month period - the highest quarterly jump in MF assets in at least five years. During the April-June period, the average assets under management (AUM) stood at Rs 59 trillion. The sharp rise in AUM, according to experts, is driven by a robust equity market rally and record inflows into equity schemes.
The net inflows into active equity mutual fund (MF) schemes registered more than a twofold month-on-month rise in August, crossing Rs 20,000 crore, the highest in five months. This rise in net inflows was boosted by an 18 per cent growth in gross investments, driven by a record Rs 15,800 crore inflow through the systematic investment plan (SIP) route and Rs 5,000 crore collected by seven new fund offers (NFOs) in the active equity space, reveals data released by the Association of Mutual Funds in India (Amfi). Moreover, redemptions moderated in August, declining by 19 per cent to Rs 24,580 crore, after staying elevated in the previous three months owing to profit booking.
Here's how to own your dream home without paying excessive interest on your EMIs.
Redemptions from systematic investment plan (SIP) accounts scaled a new high of Rs 14,367 crore in July, indicating investors booked profits following back-to-back months of gains in the market. Volatility triggered by Budget announcements also played on investor sentiment. "July 2024 saw a peak in the Nifty, which may have prompted profit-booking among investors nearing the end of their goal tenure.
Despite similar tax treatment, debt MFs enjoy certain advantages over FDs.
Let reason, not emotion, guide your decisions.
Investors must remember that merely investing through SIPs will not deliver the results.
Generally, getting into a mutual fund is associated with a long-term relationship whereby, there are good times as well as bad times. However, most investors are willing to enjoy the upside, but at the slightest hint of a downside, they start crying foul.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Do not, however, enter expecting quick returns.
The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan
Subramaniam feels it does make sense to have some overlay in lump sum if one has the cash to do so.
These schemes are a good choice for investors contemplating a large investment in equity funds. Instead of investing all the money in one go, they can do so in a staggered manner by parking it in these schemes and then transferring it to equity mutual funds through a systematic transfer plan.
Financial planners say once the market starts moving up, investment decisions are based on greed and not fundamentals.
In April, the SIP contribution was Rs 11,863 crore.
Do a proper asset allocation and invest through systematic investment plans where one can benefit.
Younger investors with long investment horizons may continue their SIPs.
'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'
